Insurance companies serve an important role in Canadian society and to put them at risk is a real headache. Many circumstances may jeopardize your insurance. As stated in the Highway Traffic Act, all vehicles driven on highways must be insured and there are high fines attached to being caught driving without insurance.

Traffic violations will definitely put your insurance premiums at risk of serious increases and even cancellations. One of the most serious offenses for insurance ratings is DUI/Impaired/Over 80 (drug or alcohol) – this will result in your insurance being cancelled or increases by as much as 500%. When driving under the influence and getting involved in a collision, the insurance company is not obliged to repair or replace your vehicle.

Speeding tickets are another example of traffic violations that can seriously affect your insurance premiums. And careless driving can result in an increase of up to 100% if found guilty of the offense.

These are just few samples of how your insurance might be placed at risk. There are still many other offences which should be discussed in length and will be in future blog posts.

If you think you’ve put your insurance coverage at risk, please contact us for a free legal consultation. Legal Action is always ready for immediate action and we guarantee our full attention to your case.